The industry’s largest and best source for telematics and driven environment data.

From factory and after-market equipped cars, light trucks, heavy trucks, commercial trailers, construction equipment, mobile devices, road sensors, crowd-sourced data services and more.

A marketplace where users have access to more than 2.1 million vehicles and over 12.5 billion miles of driving data to inform Usage-Based Insurance and Road Use Charging programs.


What We Do

Working with leading telematics service providers, OEMs, mobile apps and a variety of other sources, we tap into data from 30% of the vehicles on the road today

  • Gather data on driving performance and the driven environment
  • Validate, normalize, and standardize this data
  • Offer data analytics to simplify risk analysis
  • Easily integrate data into insurers’ underwriting and rating systems
  • Provide comparative safe-driving index rankings and FAIR Score fleet driving safety score
  • Establish a scoring standard for rating and pricing auto insurance
  • Enable insurers to improve segmentation and maintain proprietary rating models

For Commercial, Personal and Specialty Lines Auto Insurers

  • We put Underwriters in the right-hand seat, with a view of how, when and where vehicles are driven
  • We simplify data collection and analysis, leading to better risk assessment and streamlined underwriting
  • We help Loss Prevention professionals spot trends and recommend actions
  • We aid Claims in more quickly adjusting and more economically settling claims
  • We help insurers retain good customers and unlock New Business Marketing opportunities
  • We provide better data for better business decisions

          More info...


For Self-Insured Fleets

  • A Comprehensive view of true driving risk that improves fleet safety and saves money
  • Minimize capital reserves… how much is enough? Well, how much risk do you have?
  • Improved loss estimates… more predictive risk analysis results in more accurate loss projections
  • Better estimate re-insurance thresholds… how much risk to retain is a balancing act
  • Active driving safety management and monitoring reduces Workers’ Comp risk as well

What Type of Data do We Provide?

  • Validated VINs, vehicle make and history
  • Driven mileage, garage location, radius of operation
  • Traffic dynamics, congestion and incidents
  • Weather and temperature
  • CSA scores, fleet safety analytics and trends
  • Collision data
  • And much more... Contact Us to request our full data dictionary.

Privacy Protected

  • Vehicle and fleet data are shared only with consent of the fleet/vehicle owner upon a request from an insurer
  • The Clearinghouse is a trusted repository of data, safeguarding access and protecting data integrity
  • Open systems and open standards that permit portability and transparency

Find out what The Clearinghouse can do for your business.

Contact Us today.